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First, they have a strong hunch that your parents will bail you out if you run up your credit card bill. That means lots of years of interest payments for the credit card companies.In the past, credit card companies were so hungry for college students, they approved applications even when students didn't meet the criteria.Students without income must get a cosigner to qualify.If you see a credit card company on your campus, they've likely paid your college administrators a fee, sometimes millions of dollars, for the ability to market credit cards to you.
Don’t worry, we don’t leave a footprint on your credit file, so your credit score won’t be affected.And, credit card companies may even give away tangible items, just at a location that's off campus.Free things are nice, but this isn’t the way to sign up for a credit card.The bottom line – no matter how attractive the card or the free gift may seem, you’re better off looking for your own credit card.Learn how to use credit responsibly so you’re not the one out of four that graduates with thousands in credit card debt.
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One in four college students leaves with more than $5,000 in debt, a True study shows. When you’re just graduating college, getting your first real job, and trying to make it on your own, credit card debt is the last thing you need to worry about.